INSURANCE DETAILS
PUBLIC LIABILITY INSURANCE
For the benefit and protection of its Members, the Norfolk County Short Mat Bowling Association has arranged Public Liability Insurance.
Briefly, the Policy provides an indemnity in respect of the legal liability of the Association and its Members arising out of bowling activities, to pay damages as a result of bodily injury, or accidental damage to property of members of the public, and includes
ALL COSTS AND EXPENSES INCURRED WITH THE CONSENT OF THE INSURERS IN DEFENDING ANY CLAIMS
LEGAL LIABILITY ARISING FROM PRODUCTS SOLD OR SUPPLIED, e.g. FOOD AND DRINK
MEMBER TO MEMBER LIABILITY EXTENSION which extends the cover provided to the Association to include an indemnity to
a) the Insured Club
b) any Member of the Insured Club
c) any Visiting Team or Member
Any incident occurring which may be covered by this insurance, should be reported to the Secretary of the Norfolk County Short Mat Bowling Association without delay. No liability must be admitted and all correspondence relative to such an incident must be forwarded to the Secretary unanswered.
It is emphasised that this is NOT a Benefit Policy, such as a Personal Accident Policy where payment is made regardless of fault. This IS a Legal Liability Policy, with a limit of £2m, where claims will usually arise as a result of negligence at club premises or during the course of a match.